Quick recommendations & introduction
Some of the links on this site are affiliate links, for which we may receive compensation. This website is not a lender and does not make offers for loans. We simply list loans that we recommend.
Signaloans.com is not a Lender.
We do not make any credit decisions and can not guarantee loan approval or loan amount nor do we charge an application fee. The loans we list are not available in every state and both amount and terms vary depending on state and lender.
Remember that short-term loans should also be a short-term solution.
Signaloans.com was created to find the best signature loans for Americans with bad credit. Almost 30% of all adults in the U.S. are considered to have a bad credit score, which is below 650.
June 2020. The best loan with no hard credit check we’ve found is Quickloanlink.com. Amounts up to $35,000, our research found they simple approve many applications even with bad credit. If you have already tried them with no luck or looking for more alternatives, Lifeloans is also a good option. Amounts up to $40,000 and $5,000. Looking for direct lenders with bad credit? Use our compare loans function below. Select how much you want to borrow and press Compare loans for options.
See more options by comparing loans below.
How much do you want to borrow?
Use the slider below to select your needed amount and click "Compare Loans" to show available loans.
Who are signature loans good for?
Signature loans can be a good fit if you don’t have any collateral to put up for a loan or would simply rather not risk any that you do have. For banks it’s a riskier type of loan because if you don’t repay, they have no way of recouping the money they lent, which is why they are considered ‘high risk’ loans. This is why signature loans are oftentimes reserved for people with good credit. However, it is still possible to get a loan with a credit score under 600, with even some loans available for a 500-550 credit score.
Written by Bryan S. Over 10 years of experience professionally with unsecured loans and personal finance.